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Securing Finance for a Manufactured Home Improvement Project

Securing Finance for a Manufactured Home Improvement Project

Manufactured Houses
Manufactured Home Improvement Project

Securing finance for a manufactured home repair or renovation project can be a bit difficult and tricky task. If you are living in an old manufactured house, you will probably need to make repairs to the house to make it a bit more attractive and to fix damages. However, if you are planning to sell your old mobile home in the near future, then securing finance for repairing the house is not a good idea.

Having a proper knowledge on the various manufactured home financing options is necessary, as it will give you an idea on how to acquire finance for manufactured home repairs. So, consult with a few manufacturers and some manufactured homeowners, as it will help you understand about manufactured home financing options.

Some of the credit unions in the country often provide competitive financing for manufactured home repair in the form of personal loans and equity loans. However, credit unions may sometimes add the vehicle you own as a lien for securing the loan on manufactured houses.

Some other popular sources of financing are personal loans from your family members, friends, or equity loans. In addition, you could also seek help of your own personal bank and request them to finance your manufactured home improvement project. If you are a person with a good credit score, then acquiring a loan from financial institutions will be a simple task.

Several expert manufactured homebuilders advise their customers to look for the best interest rate when they are trying to secure finance for manufactured houses improvement project. Additionally, homeowners should also try not to settle for an enormously high, long-term interest rate loan. This is because most old manufactured homes fail to retain their value as much as conventional site-built homes, meaning that paying back a huge amount to your financial institution is a bad idea.

However, manufactured home improvement projects that include updating the bathroom or kitchen, adding porches or patios, replacing the flooring, wall covering, and paneling can help to raise the resale value of your home significantly. This will help you get a better deal when you are selling the house.

Theft Prevention in Manufactured Houses

Theft Prevention in Manufactured Houses

Manufactured Housing
Manufactured House Security

One of the simplest ways to prevent burglary in your manufactured housing is to properly lock the windows and doors of the house when you are away. However, standard door locks such as the key-in-the-knob spring bolt locks might not be powerful enough to prevent the entry of burglars into your manufactured houses.

Your best bet for a door lock is certainly a single cylinder dead bolt lock. These types of door locks are usually backed up with a strong reinforcing strike plate that is fixed with three-inch screws. However, you should also take note of the fact that the thickness of the deadbolt should be at least one inch.

Sliding patio windows and doors present a unique security challenge to most burglars. Placing a pipe or dowel in the slider track might be also useful but they are not perfect, as cunning burglars will have the skill to easily bypass them by simply lifting the windows and doors out of its side channels. You can efficiently prevent the issue by tightening the adjustment screws.

In addition to that, make sure to lock your storage sheds or garage, which is located on the property, particularly if there are any ladders or tools inside them. You should also consider using a quality deadbolt lock too, as it will significantly reduce the chances of a break-in.

Investing in a reliable home security system is also a great choice since they will instantly update you when something abnormal happens inside your manufactured homes. You will be easily able to find a cheap home security system without much research. Additionally, you may also invest in a few security alarm systems, as they will also come in handy in the events of a break in.

Below are a few things that you should do when you will be away from your manufactured home for a week or more because this will make your home look occupied even when no one is inside it.

  • Ask a trusted neighbor or friend to pick up your newspapers and mails
  • Hire someone to shovel snow or mow your lawn
  • Request a neighbor to park their car in your driveway
  • Try not to broadcast your absence
  • Make sure to turn the ringer of your landline down or off
Frequently Asked Questions in Prefab Home Construction

Frequently Asked Questions in Prefab Home Construction

Prefab Housing
Prefab Home Construction

Homebuilders get many frequent queries from buyers regarding prefab housing. Answering these frequently asked questions can help builders keep themselves updated on consumer preferences relating to prefab housing. The following are some of the frequently asked questions on prefabricated house design and other details.

What Role Does a Designer Fulfill in Prefab

Designers understand that concepts can be tweaked in any whichever way the homeowners want. Contemporary prefab housing methods include buildings blocks and hybrid homes which use both stick-built and panelized construction. It is ultimately the skill of a designer to draw according to specs of the buyer.

Can a Prefab Home Customized

Builders realize that resale value of custom built prefabricated houses increase with time. Assembly modules are created to utmost perfection within a factory, following talks on area and layout with homeowners. The enforced HUD codes give a template to work on for the builder.

Is the Speed of Construction Any Different to Conventional Homes

Builders, best of them, could easily conceive prefabricated houses from the factory in about 5 days! Getting the factory up and running before construction is the only difficulty thing for them. Construction speed of prefabricated houses is much more than that, of conventional site built homes.

Is the Criticism on Modular Homes Boring

Yup! Most critics of modular construction do not take into account the types of attractive prefab homes. Some of the contemporary types include eco prefab home, building blocks, and the much sought after prefab tiny home. What is boring in a creative work?

Are Prefab Homes Movable

The process of finding a builder, assessing demonstrations and negotiating price follows a routine even in conventional home building. The only thing that separates the conventional stick-built homes with prefabricated houses is the latter’s module customizations. Both are static buildings, prefabs more customized, but not movable.

What are the Quality Checks in Prefab Housing

Prefab modules are built as per strict regulations to ensure building quality and to enable easy transportation. Modules and panels are permanently fixed on a property using fastening bolts. Unlike conventional homes, prefabricated houses avoid redundant framework, which adds up to unwanted square feet.

The modules which could be transported from the factory to assembly site have certain space limitations. The maximum a builder could transport is modules 14 to 16 feet wide and 64 to 75 feet long which again depends on the regulations. How long is your new prefab home?

Helpful Tips in Enhancing the Décor of Mobile Homes

Helpful Tips in Enhancing the Décor of Mobile Homes

Manufactured Housing
Enhancing Mobile Homes Décor

Manufactured housing has become the preferred choice of living among many of us. They offer more facilities and comfort than conventional homes while also providing increased customization options. The affordable nature of manufactured houses presents a more simplified way of living to the inhabitants. This simple living option can be further enhanced by incorporating several styling and décor elements in the home. This will make the home aesthetically more pleasing while also improving the comfort levels offered to the inhabitants. Described below are few tips to enhance the décor of your mobile home.

Painting

Normally mobile houses come with built-in paneled walls. These panels can be dark and may reflect light poorly to make the interiors appear dim. Painting is the most preferred way to enhance the interior spaces of a mobile home. Using light colors, preferably white will help offer better reflectivity, as the light will bounce through the walls to provide a diffused and even lighting inside the home.

Choosing other colors can significantly alter the ambiance of the interior spaces. Green and reds are the preferred colors to enrich the interiors truly. When opting colors to paint your manufactured housing, do a proper research beforehand and go for the one that suits well with your taste.

Floor Treatment

Carpeting is usually installed on the floors of most of the mobile homes, which may make the overall flooring dull, at times. To improve the décor of your mobile home, you may consider removing the carpeting and replacing it with tiles or hardwood flooring. Such flooring options can offer a pleasing look and feel across interior space of the home.

Upholstery Updates

The other major element that will really assist in the beautification of the interiors of a mobile home is the upholstery. Placing them in the right way across the rooms can convey a unique sense of character while providing more comforts. While choosing upholstery, go for the plain and lighter colors as they can make the room to appear more spacious and bright. For curtains also, you may choose lighter colors over dark ones as it can help in conveying a sense of larger space.

Cabinets

Adding cabinets is another great way to enhance the look of the home. When selecting cabinets, you may go for the lightweight models that match perfectly with the rest of the décor. Cabinets made of wood like mahogany or oak will enrich the interior of the home along with offering added functionality.

Things to Do After Installing Prefab Tiny House On A Foundation

Things to Do After Installing Prefab Tiny House On A Foundation

Prefab Tiny House
Prefab Tiny House Foundation

Many prospective owners of prefab houses have a misconception that their new homes will be delivered to the building site with absolutely everything done. However, the reality is that you will have to do a number of finishing works on your prefab tiny house before moving into it.

So, make sure to find a professional local builder who is capable of performing all the necessary finishing works of the newly built home. In addition to that, you should have a proper knowledge of the finishing works your home need once the foundation is set. Below are the three most crucial things that you will have to do after setting up the foundation.

Hiring a Local Builder

The first and most important thing to do after transporting your prefab home to the building site is to find an experienced local builder. If you hire an inexperienced builder to do the finishing jobs, you might end up making many serious structural issues to the house.

An experienced local builder can help you complete the finishing works of the new prefab tiny house at a rapid pace. In addition, they will also lay out the electric, plumbing and HVAC systems of the home efficiently.

Transforming the Interior

The interior of your newly built prefabricated home may not look much appealing because of the bare pipes and wires on the walls of the home. Local builders will help you transform the interior of the home by adding sheetrock to the walls right at the modular construction point.

After installing the sheetrock, they trim the walls for some accent. Additionally, they will paint the walls of your home to make them look attractive and unique.

Design

After finishing the interior jobs of the prefab home, you may get to the installation of other important aspects such as hardwood flooring, granite tiles, carpets and other items. You can share your ideas and suggestions with your local builder, as it will help you to customize the house as per your desires.

Furthermore, you should also insist your local builder to conduct a thorough inspection of the home including the plumbing and wiring systems after finishing the works. If there are any issues, address them immediately before moving into the house.

Common Misconceptions about Prefabricated Homes

Common Misconceptions about Prefabricated Homes

Prefabricated Houses
Prefabricated Home Myths

Many homebuyers approach prefabricated houses with doubts in their minds. The idea of prefab housing does not always fit well with the numerous established notions among buyers related to home building. For them, prefabricated homes remain a second-grade option when compared to traditional site built homes. Besides, there are many misconceptions among the buyers about prefab homes. Described below are some of the major myths and misconceptions about prefab housing and their truths.

Never Last

The notion that prefabricated houses have lesser lifespan is ingrained in most of the homebuyers. This is due to the false assumptions in the minds of most buyers about prefab homes. To them, such factory built homes, transported to the desired location for placement seems inferior to a site built home. Moreover, most people believe that prefab homes have low construction standards.

However, such assumptions are proven false by the higher standards involved in prefab homes construction. They are built with certain approved quality and durability certifications that enable these homes to use specially designed high-quality materials in construction. This includes the use of treated pine wall framing and additional bracings on the external walls. These structural elements guarantee absolute quality and durability of prefab homes that allow them to last much longer.

Look Alike

Most buyers believe that all prefab homes look alike. The way in which these homes are constructed has added to the popular misconception about the look of prefab homes. However, this is false since prefab homes offer the same level of varieties in look, much like site built homes. Prefabricated homes are built in the controlled environment of a factory and are then transported to the location for assembling.

Prefab homes come in a variety of styles that sometimes exceed the designs that are found in conventional homes. Buyers can have the ability to incorporate ranch style, city townhouse, ultra modern, traditional and many other variants as per the requirements.

Temporary Housing

The general notion that prefabricated houses are temporary housing option is another myth. The idea that prefab homes are temporary spaces may have come from their usage in construction sites and mobile extensions. However, this is not true, since prefab homes offer all the necessary features and designs that make them a permanent dwelling option.

How to Offer Unique Character to Manufactured Homes

How to Offer Unique Character to Manufactured Homes

Manufactured Housing
Manufactured Homes Styles

Manufactured homes today comes with an assortment of features that offer aesthetically pleasing and better living experience to the inhabitants. In the process of building a manufactured home, adding many personalized features will result in making a truly distinctive home. In manufactured housing, this is highly important as it offers improved living experience while also contributing to the well-being of the inhabitants. Below are some helpful cost effective tips to add a unique character to your newly constructed manufactured home.

Front Door

Having a well-crafted front door is one of the best ways to exude a sense of unique character in your home. In this, the color of the door is very important and one can always choose to paint the door with any color of their liking. Having a properly painted door of a color that you have a close connection with can really give out a sense of character to the home.

Cabinets

The cabinets are the major aspect of the kitchen and serve as storage spaces for a number of utilities. Painting the cabinets is the best way to alter the look and feel offered by the kitchen space. Since most, cabinets that come in new manufactured homes are made of wood, it is much easier to paint them with the color of your liking.

Extra Rooms

Most newly built manufactured homes have extra spaces to accommodate any needs like home office or a personal space. For providing a distinctive look, consider installing a sling farmhouse door in the entrance, as it can effectively separate the room from the rest of the spaces of the home.

Storage Spaces

Adding proper storage spaces in the nooks and corners of rooms offers the best way to store things. Many manufactured homes lack such storage spaces. Installing such storages spaces innovatively across the doors and closets can provide a unique character to the home while offering functionality to the manufactured housing.

Light Fixtures

The light fixtures that come inbuilt in most manufactured homes are normal models and may not always go with your design concepts. In such a scenario, it is best to paint the fixtures or consider replacing them with fixtures that truly matches your style.

Best Manufactured Homes Hinges on Credit Score

Best Manufactured Homes Hinges on Credit Score

Manufactured Home For Sale
Manufactured Homes Hinges

We know hinges are used on the best manufactured homes to ensure portability. Clearly understanding the overall financial terms and conditions would quicken the process of manufactured homes for sale. The property loans, for instance, are given based on whether buyers own the property or settle in as rented occupants.

Real Property Mortgages Specialties

Buyers owning the land seek a lump sum amount as down payment to buy the best manufactured homes. When approaching lenders, the homeowners must submit the requisite property certificate proving their ownership credentials. Real property mortgages are similar in amount and other lending conditions of a traditional home loan.

Personal Property Loans aka Chattel

The manufactured homes for sale are classified under National Automobiles Dealers Association. The thing that separates the chattel loans to the real property mortgage is the down payment and interest. Rented occupants managing a portion of the lump sum amount seek chattel loans for short term with curtailed interests.

What is With the Classification?

These classification methods are adopted by lenders mainly to satiate the financial needs of the respective buyers and in line with the construction cost. Some owned properties have a landscape, whereas skirting on walls usually goes into the making of all manufactured homes. The customizations would eventually determine the loan amount and the type of loan that buyers get.

When are Chattel Loans Preferred?

Chattel loans are preferred by builders mainly because they are secured by the manufactured home for sale. This is completely different from what happens in a traditional site built home. The buyer lien the possession rights to lenders to gain real property loan until debt repayment. After repayment, they get full possession of the property as per the standard regulations.

In order for the manufactured home for sale to be classified as a real property, they should be assembled on a buyer owned land. Being a buyer, you could make a case for either type of loan based on your credit score accredited by the lending institute. Generally, the credit scores are three-digit scores given as per the repayment ability of the buyer.

Safety Tips for Manufactured Houses

Safety Tips for Manufactured Houses

Manufactured Houses
Manufactured Houses Safety Tips

Many American citizens have started to choose manufactured housing over all other types of housing because of the comfort and convenience offered by these structures. If you are planning to build manufactured houses or if you are planning to invest in these factory-build structures, then you should have a good knowledge about the construction process of manufactured houses.

Consulting with experienced manufactured homebuilders will certainly help you to get an idea of the construction process and it will probably help you discover more about them. The next thing that you should know is to how to eliminate the chances of fire and tornado accidents in these structures. Below are a few fire, CO2, tornado, and high wind safety tips that will protect your home from these dangerous natural hazards.

Fire and CO2 Safety Tips

Install Carbon Monoxide and Smoke Detectors

Manufactured homebuilders advise their customers to install reliable and efficient carbon dioxide and smoke detectors at their home. They also insist homeowners to keep the alarms on each end of their home. Homeowners will also have to ensure whether they are working properly or not every 6 months.

Buy Fire Extinguishers

Make sure to buy at least two fire extinguishers and always keep them inside your manufactured home. You can keep one of them in your kitchen and the other one in your mechanical room. In addition to that, you should also use fire retardants, as they will help you to prevent the spreading of the fire when there happens to be a fire accident in your home.

Tornado/High Wind Safety Tips

Follow Instructions

The first and most important thing to do after building a manufactured house is to confirm whether the house is installed according to the local and state regulations as well as per the manufacturer’s instructions. If your home is not installed according to the regulations and instructions, immediately consult with your manufacturer and take necessary steps to resolve the issue.

Monitor Weather Reports

If you are living in an area that receives high wind, then keep a close look on the weather variations and know the difference between a warning and a watch. In addition to that, you should also purchase additional tie downs, as it will offer more security to your home. Consult with your local contractor to get more information on tornado/high wind safety tips.

Simple Remodeling Projects for Manufactured Housing

Simple Remodeling Projects for Manufactured Housing

Best Manufactured Homes
Remodeling Manufactured Housing

If you are planning to remodel your manufactured home, then you should note the fact that any home remodeling project should increase the equity and improve the quality of home. This means that you will have to choose the remodeling plans carefully and efficiently. So, consult with a local contractor and ask for a few remodeling suggestions that will increase the value of your manufactured home.

Note that if your home is more than a 10 years old, then you should initially conduct a thorough inspection of your manufactured housing before starting the remodeling project. If you find out that your manufactured home might not be able to withstand the remodeling, then it would be wiser to buy any of the best manufactured homes for sale rather than remodeling your old home. However, if everything is OK, then here are a few simple budget-friendly manufactured homes remodeling projects that will bring a fresh look to your home.

Doors and Windows

Replacing the older and ugly doors of your older manufactured home with fresh and attractive ones will instantly make your home look a lot more appealing to your neighbors and visitors. Moreover, it will also increase the function and aesthetics of your manufactured home and reduce the heating costs.

Vinyl Siding

Many manufactured home manufacturers in the country advise their clients to choose vinyl siding over other types of sidings when they are remodeling their house. This is because vinyl siding instantly transforms the look of your manufactured home and also cuts down the cooling and heating costs of your home.

Roofing

Replacing the shingles of your older manufactured home or installing a new roof over will help you to increase the resale value of your home, particularly if the manufactured housing structure is 5 years or more old. In fact, you will be able to do a roof-over even without making a huge payment.

Bathroom Update

Remodeling the bathroom of your manufactured home is quite similar to a manufactured home kitchen remodeling project, If you are running low on budget, then we highly recommend you to not make any structural upgrades. Many expert manufactured home remodeling contractors claim that even the most simple and basic kitchen remodeling results in a 70% return on investment.

Decking

Adding a covered porch or deck to your old manufactured home will increase the living space in your home, which is a valuable thing for all smaller homes in the country. In addition to that, it will also increase the resale value of your home and allow you to grab a better deal when you are selling the house.