Browsed by
Tag: Cheap Manufactured Homes

Best Manufactured Homes Hinges on Credit Score

Best Manufactured Homes Hinges on Credit Score

Manufactured Home For Sale
Manufactured Homes Hinges

We know hinges are used on the best manufactured homes to ensure portability. Clearly understanding the overall financial terms and conditions would quicken the process of manufactured homes for sale. The property loans, for instance, are given based on whether buyers own the property or settle in as rented occupants.

Real Property Mortgages Specialties

Buyers owning the land seek a lump sum amount as down payment to buy the best manufactured homes. When approaching lenders, the homeowners must submit the requisite property certificate proving their ownership credentials. Real property mortgages are similar in amount and other lending conditions of a traditional home loan.

Personal Property Loans aka Chattel

The manufactured homes for sale are classified under National Automobiles Dealers Association. The thing that separates the chattel loans to the real property mortgage is the down payment and interest. Rented occupants managing a portion of the lump sum amount seek chattel loans for short term with curtailed interests.

What is With the Classification?

These classification methods are adopted by lenders mainly to satiate the financial needs of the respective buyers and in line with the construction cost. Some owned properties have a landscape, whereas skirting on walls usually goes into the making of all manufactured homes. The customizations would eventually determine the loan amount and the type of loan that buyers get.

When are Chattel Loans Preferred?

Chattel loans are preferred by builders mainly because they are secured by the manufactured home for sale. This is completely different from what happens in a traditional site built home. The buyer lien the possession rights to lenders to gain real property loan until debt repayment. After repayment, they get full possession of the property as per the standard regulations.

In order for the manufactured home for sale to be classified as a real property, they should be assembled on a buyer owned land. Being a buyer, you could make a case for either type of loan based on your credit score accredited by the lending institute. Generally, the credit scores are three-digit scores given as per the repayment ability of the buyer.

How to Convert Your Manufactured Home into a Smart Home

How to Convert Your Manufactured Home into a Smart Home

Manufactured Housing
Smart Manufactured Home

Many homeowners now increasingly favor smart homes and their popularity has enabled many to incorporate such automated features into their new modular homes. Manufactured housing with its increased customization options is most suitable for adopting smart home features. Manufactured homes have immense scope for incorporating such features without the need for any major renovations. Here are some ways by which you can convert your manufactured home into a smart home.

WiFi Extensions

The presence of good Wi-Fi connectivity is the notable feature of an automated home. In manufactured housing, the normal Wi-Fi can be extended with the usage of a power line-networking plug. This directly fits into any power sockets in your home. To install this, insert the Ethernet cable from the router output port into the connector on the networking plug and connect the device to any power socket inside the home. This will effectively increase the signal strength throughout the home.

USB Power Outlet

USB power outlets are essential inclusions that can readily convert the best manufactured homes into a smart home. Such outlets allow for directly charging of devices like smartphones and tablets. To install them, you can either replace the entire power socket or go for a USB adapter that plugs into any standard power outlet.

Programmable Thermostats

Programmable thermostats are the key feature of an automated home and can be easily incorporated into a manufactured home. A standard programmable thermostat, although generally priced less, offers altering of the basic settings. Advanced models have imnproved features like WiFi support that allows remote controlling of the settings from any device like smartphone or tablet.

Smart Locks

Smart locks feature keyless locking and unlocking of the exit and entry points of a home. Adding keyless locks are easy in manufactured homes since many manufacturers offer systems that range from basic to advanced models. Advanced systems support Wi-Fi that enables users to remotely control the locks from a smartphone or tablet.

Automatic Lighting

Lighting systems nowadays come with smart features that enable automatic switching along with a significant reduction in energy consumption. Incorporating smart lighting into your manufactured home allows you to control the switching of the lights as well as their dimming and color. Advanced smart lights also support Wi-Fi that enables wireless control through any digital device.

Important Tips for Appraising a Manufactured Home

Important Tips for Appraising a Manufactured Home

Manufactured Houses
Appraising Manufactured Home

The manufactured housing industry has witnessed tremendous growth in the US with over 17 million citizens preferring them for living. Their benefits like low costs, faster construction, and energy efficiency has contributed to their increasing favor among many.

The process of selling and buying manufactured homes has become entirely different now with the setting up of many new rules and regulations. Home manufacturers have adopted new policies that govern the pricing and selling of manufactured homes along with numerous Federal and state laws.

The appraisal process is highly important when considering manufactured homes for living. However, after inhabiting the home, the appraisal process does not include the standardized forms and procedures involved. The process of appraising a manufactured home is done using many other methods. The following are some tips to accurately determine the value of a manufactured home.

Assess the Location

One of the major factors that affect the value of a manufactured home is its location. The value will become higher if the home is located on its own land than on a leased land. It is also worth noting that the value of site-built homes located on a leased land will decrease over time. For homes without land, the amount of this decrease in value is about five percent a year.

When assessing the location, the area around the manufactured home location needs equal consideration. In addition, a growing community or neighborhood location facilitates an increase in the value of the home.

Condition of the Home

The general condition of the home can cause an increase or decrease in the value of manufactured homes. Other factors like aesthetic looks, functionality enhancements, and housing demands in the area also contribute to the value of the home.

The value is significantly higher for a home maintained in good condition than a home needing any major external and interior repairs and remodeling works. For homes located in a community, the conditions of the surrounding homes should be taken into account as well.

Comparing the Home

Another way to determine the value of a manufactured home is by comparing it to other homes that have the same characteristics of size, condition, and location. Do a quick comparison of surrounding manufactured homes to analyze whether they are put up for sale or if the homeowner has set a value. Online housing resources and contacting home community managers is the best way to obtain more information related to the status of the homes.

Incorporating Contemporary Design into Manufactured Home Living Room

Incorporating Contemporary Design into Manufactured Home Living Room

Manufactured Home For Sale
Manufactured Home Design

The increased customization features of manufactured homes offer numerous benefits in the design of its interior spaces. In manufactured homes, the living rooms serve as the ideal space for including any interior design concepts. This is due to its increased spaciousness than other parts of the home. In addition, living rooms are the key places of attraction in a home, which makes it necessary to have a good interior design feature in that space.

Contemporary and modern are the two key design trends utilized nowadays in the housing industry. Both these styles differ in their basic features like shape, texture, and color, but strictly follow the rules of simplicity and minimalism. The contemporary design uses bolder colors, curves, and many reflective surfaces that make it ideal for creating a living room in a manufactured home.

In addition, the modern design features can also be mixed with the contemporary style on a budget in manufactured homes. This will enable in creating a living room that blends the two styles seamlessly, which makes it aesthetically far more pleasing while offering the best living experience possible. The following are some tips in using contemporary and modern design styles for the living room of your manufactured home.

Bolder Colors

Generally, living rooms are covered in more of natural colors. This neutrality in colors will assist in effectively pairing it with the rest of the aspects of a living room like furniture and carpets. To incorporate a fusion of contemporary and modern designs, go for bolder colors and pair it accordingly with bright accents for the pillows and blankets.

Metallic Furnishings

Exposed metals are a key design element used for making a contemporary living room. Metal chairs, coffee tables, and wall pieces serve the purpose well, and selecting the right one for your home is entirely dependent on the chosen color scheme. Using stainless steel appliances and utensils in the kitchen and minimalist metallic furnishings will truly incorporate the contemporary design styles into your home.

Reflective Pieces and Scandinavian Furniture

The addition of reflective pieces can provide a look of modernity into your home. Mirrors and chrome lamps need to be positioned accurately for getting the best results. For more than one piece, position them on the opposite ends of a wall to bounce light effectively around the room.

Scandinavian furniture is another innovative way to incorporate modernity into the home. Their features of lighter wood tones, thin legs, and contrasting colors serve well to the aesthetic feature of the interiors.

Key Benefits of Manufactured Homes for Retirees

Key Benefits of Manufactured Homes for Retirees

Best Manufactured Homes
Manufactured Homes for Retirees

Manufactured homes have become the number one choice of housing for many people across the world. Manufactured homes offer many benefits like affordability, faster construction, and sustainability, which have enabled potential buyers in selecting them over conventional housing.

Nowadays, retirees comprise the major portion of potential buyers opting for manufactured homes. Apparently, the numerous benefits offered by such homes to families are also extended to those nearing their retirement age.

Manufactured homes are the perfect way to live for retirees. Many of the homebuilders have come up with housing and floor plans that can accommodate the requirements of any retired individual. The following are some of the key benefits provided by manufactured homes for retirees.

Space Requirements

One of the most significant benefits of selecting a manufactured home is the ability to construct the home the way the homeowner wants. This is especially in regards to the space requirements of the retirees. Most of them have different needs related to the home. Some retirees are comfortable with cozy spaces that offer much simplicity in living, while other needs spacious interiors to accommodate easy movement and living.

Every home manufacturer can accommodate the specific requirements of retirees by offering increased customization options. This enables in easily picking out the right kind of home that fits the living requirement of any retiree.

Affordability for Retirement Income

Affordability is one of the major advantages of a manufactured home. This is attributed to its factory built construction that minimizes any of the extra costs, unlike a conventional site-built home. The lower costs involved in living and maintaining manufactured homes make it ideal for retirees who rely mainly on their fixed retirement income.

In addition to that, most manufactured homebuilders offer increased accuracy in the construction for maximizing the insulation, thereby increasing the energy efficiency. Most of the homes come with many energy efficiency certifications like Energy Star and EnerGmiser that can aid in saving costs in the monthly utility bills.

Placed Anywhere

Manufactured homes offer the flexibility in choosing the preferred location site for placement of the home. For retirees, manufactured homes can be placed anywhere according to their liking, be it their own lot, a mobile home park, or any other site. In addition, most manufacturers offer retirees with the option to choose many ready-to-move-in homes and even a perfect community for placing the home.

Things to do after Buying a Manufactured Home in a Park

Things to do after Buying a Manufactured Home in a Park

Best Manufactured Homes
Manufactured Home Park

Manufactured houses are one of the most popular housing choices available to us at present. One of the major advantages of being a manufactured homeowner is that you can move the housing structure from one place to another, which means that you don’t have to spend your whole life at a single location.

However, many potential homebuyers prefer to buy manufactured houses that are located inside a manufactured home park or a community. This is an excellent idea because it will significantly boost the resale value of your manufactured home. So, here are a few steps that you should consider following after purchasing a manufactured home in a park.

Ownership Change

The first and most important thing to do after closing the deal is to transfer the ownership of the manufactured home from its previous owner to your name. If you don’t transfer the ownership of the newly purchased home from the seller, then you might even face the risk of paying penalty.

Most states have a deadline that lies between 7 to 30 days for transferring the ownership. So, consult with your local homebuilder and enquire about rules and regulations put in place pertaining to your area.

Thanks Note

You owe a sincere “Thank You” to the person who helped you find the right manufactured home for your needs. If this was a referral from another home dealer, park manager, acquaintance, or investor, do not be hesitant to thank him or her either through the phone or in person.

You could also send them a gift to show how grateful you are for their help. However, you should note the fact that several states do have a limit on how much a non-real estate agent can be compensated for leading a homebuyer to a successful deal.

Curb Appeal

If you are planning to resell your newly purchased manufactured home after residing in it for a few months or years, then you should decorate the house and try to make it a lot more attractive to your neighbors and visitors. You could also try to incorporate a few energy efficient upgrades, as they will considerably increase the resale value of your home.

On the other hand, if you are planning not to sell your house anytime soon or ever, then we highly recommend you to customize the house according to your needs and wishes.

Reasons for Better Sustainability of Modular Homes

Reasons for Better Sustainability of Modular Homes

Modular Home Manufacturers
Modular Home Construction

Sustainability is one of the key features and benefits of a modular home over traditional construction. This is achieved using highly efficient construction process that results in quicker completion of the homes. Such increased efficiency and speed of construction ensures that the environmental issues related to construction of homes are minimized largely.

The sustainable construction practices employed in modular homes is particularly important in reducing the impact on the environment. All these have contributed to the increasing popularity of modular homes among buyers. Below are some of the reasons for the sustainability of modular homes over traditional construction.

Factory Construction

Modular homes have many advantages over traditional housing construction, mainly in reducing the overall time involved in the completion of the building. They are constructed in a controlled factory environment, which ensures that all the works are completed simultaneously, thereby reducing the time involved. The completed modules are then transported to the site with pre-fitted electrical system, plumbing heating, doors, and windows.

Recyclable

One of the major advantages of modular offsite construction is that it can reduce up to 90 percent of the waste generated. This is significantly lower than traditional construction, where the waste amounts are much higher.

Besides, the materials employed for the construction of modular homes are recyclable. This has immense benefits for the environment, as they are highly adaptable and flexible to the needs of the homeowner, and are easily transportable without disturbing the surrounding environment.

Energy Saving

The process of building a modular home requires 67 percent less energy when compared to a traditional home construction. In addition to the minimal usage of energy during the construction, the building also remains highly energy efficient throughout.

This is because most of the modular homes have sustainable energy efficient systems like solar panels, energy efficient glass, etc. There is also a significant reduction of the carbon footprints in the offsite construction of modular homes.

Construction Standard

Because of its construction in a controlled environment, modular homes have excellent build quality. The construction methods employed for designing and building provides the necessary sustainability standards like high-end traditional construction.

Cost savings is another important benefit associated with modular home construction. This is the result of the reduced manufacturing time as well as the other important aspects of the building process.

Building a Self Sufficient Modular Home

Building a Self Sufficient Modular Home

Modular Homes For Sale
Self Sufficient Modular Homes

Whether you are a nature lover, a doomsday prepper, or you do not like to pay the utility bills, you can have a self-sufficient modular home to stay green and thrifty. The methods used by diehard green living fans can also be used by any average modular homeowner to have a self-sufficient home.

There are mainly four primary needs that need to be met for a home to be considered self-sufficient – electricity, cooling/heating, access to fresh water, and an efficient waste disposal system. Let us look into the details of how to make your modular home self-sufficient.

Electricity

Solar panels can be attached to the roof of the modular home or they can be made free standing to offer electricity to your modular home. Installing solar panels is of course a big investment, but it will be beneficial in long run and will help you make your modular home self-sufficient.

You may also use a small wind turbine near your homes. A small wind turbine can offer between 1,000 and 2,000-kilowatt hours of energy per year. As per the opinion of the American Wind Energy Associate, we can expect the wind turbine system to pay for itself in between 6 – 30 years, depending on the placement of the turbine.

Heating/Cooling

Well-insulated doors and windows are a must-have for energy efficient modular homes. You can go for double or triple paned windows when building the home and you will make more than what you have spent on the windows in energy savings, that too in a few years.

You can also make use of a well-designed HVAC system that offer zone heating and cooling. This will allow you to heat or cool that zone of the home that is currently in use, as there is no need to heat or cool areas that are not in use.

Water

All homes need access to fresh water, but getting a water line to your modular home can be expensive, especially if it is far off the path. You can always dig a well though, if you have the right soil. The well will keep your modular home supplied with fresh water, no matter how far your home is from the town.

Waste Disposal

You may construct a septic system to dispose the waste from your modular home. The septic system will ensure that the waste from your home is safely disbursed to the ground. In fact, these systems are very common and inexpensive.