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Helpful Tips in Enhancing the Décor of Mobile Homes

Helpful Tips in Enhancing the Décor of Mobile Homes

Manufactured Housing
Enhancing Mobile Homes Décor

Manufactured housing has become the preferred choice of living among many of us. They offer more facilities and comfort than conventional homes while also providing increased customization options. The affordable nature of manufactured houses presents a more simplified way of living to the inhabitants. This simple living option can be further enhanced by incorporating several styling and décor elements in the home. This will make the home aesthetically more pleasing while also improving the comfort levels offered to the inhabitants. Described below are few tips to enhance the décor of your mobile home.

Painting

Normally mobile houses come with built-in paneled walls. These panels can be dark and may reflect light poorly to make the interiors appear dim. Painting is the most preferred way to enhance the interior spaces of a mobile home. Using light colors, preferably white will help offer better reflectivity, as the light will bounce through the walls to provide a diffused and even lighting inside the home.

Choosing other colors can significantly alter the ambiance of the interior spaces. Green and reds are the preferred colors to enrich the interiors truly. When opting colors to paint your manufactured housing, do a proper research beforehand and go for the one that suits well with your taste.

Floor Treatment

Carpeting is usually installed on the floors of most of the mobile homes, which may make the overall flooring dull, at times. To improve the décor of your mobile home, you may consider removing the carpeting and replacing it with tiles or hardwood flooring. Such flooring options can offer a pleasing look and feel across interior space of the home.

Upholstery Updates

The other major element that will really assist in the beautification of the interiors of a mobile home is the upholstery. Placing them in the right way across the rooms can convey a unique sense of character while providing more comforts. While choosing upholstery, go for the plain and lighter colors as they can make the room to appear more spacious and bright. For curtains also, you may choose lighter colors over dark ones as it can help in conveying a sense of larger space.

Cabinets

Adding cabinets is another great way to enhance the look of the home. When selecting cabinets, you may go for the lightweight models that match perfectly with the rest of the décor. Cabinets made of wood like mahogany or oak will enrich the interior of the home along with offering added functionality.

How to Offer Unique Character to Manufactured Homes

How to Offer Unique Character to Manufactured Homes

Manufactured Housing
Manufactured Homes Styles

Manufactured homes today comes with an assortment of features that offer aesthetically pleasing and better living experience to the inhabitants. In the process of building a manufactured home, adding many personalized features will result in making a truly distinctive home. In manufactured housing, this is highly important as it offers improved living experience while also contributing to the well-being of the inhabitants. Below are some helpful cost effective tips to add a unique character to your newly constructed manufactured home.

Front Door

Having a well-crafted front door is one of the best ways to exude a sense of unique character in your home. In this, the color of the door is very important and one can always choose to paint the door with any color of their liking. Having a properly painted door of a color that you have a close connection with can really give out a sense of character to the home.

Cabinets

The cabinets are the major aspect of the kitchen and serve as storage spaces for a number of utilities. Painting the cabinets is the best way to alter the look and feel offered by the kitchen space. Since most, cabinets that come in new manufactured homes are made of wood, it is much easier to paint them with the color of your liking.

Extra Rooms

Most newly built manufactured homes have extra spaces to accommodate any needs like home office or a personal space. For providing a distinctive look, consider installing a sling farmhouse door in the entrance, as it can effectively separate the room from the rest of the spaces of the home.

Storage Spaces

Adding proper storage spaces in the nooks and corners of rooms offers the best way to store things. Many manufactured homes lack such storage spaces. Installing such storages spaces innovatively across the doors and closets can provide a unique character to the home while offering functionality to the manufactured housing.

Light Fixtures

The light fixtures that come inbuilt in most manufactured homes are normal models and may not always go with your design concepts. In such a scenario, it is best to paint the fixtures or consider replacing them with fixtures that truly matches your style.

Best Manufactured Homes Hinges on Credit Score

Best Manufactured Homes Hinges on Credit Score

Manufactured Home For Sale
Manufactured Homes Hinges

We know hinges are used on the best manufactured homes to ensure portability. Clearly understanding the overall financial terms and conditions would quicken the process of manufactured homes for sale. The property loans, for instance, are given based on whether buyers own the property or settle in as rented occupants.

Real Property Mortgages Specialties

Buyers owning the land seek a lump sum amount as down payment to buy the best manufactured homes. When approaching lenders, the homeowners must submit the requisite property certificate proving their ownership credentials. Real property mortgages are similar in amount and other lending conditions of a traditional home loan.

Personal Property Loans aka Chattel

The manufactured homes for sale are classified under National Automobiles Dealers Association. The thing that separates the chattel loans to the real property mortgage is the down payment and interest. Rented occupants managing a portion of the lump sum amount seek chattel loans for short term with curtailed interests.

What is With the Classification?

These classification methods are adopted by lenders mainly to satiate the financial needs of the respective buyers and in line with the construction cost. Some owned properties have a landscape, whereas skirting on walls usually goes into the making of all manufactured homes. The customizations would eventually determine the loan amount and the type of loan that buyers get.

When are Chattel Loans Preferred?

Chattel loans are preferred by builders mainly because they are secured by the manufactured home for sale. This is completely different from what happens in a traditional site built home. The buyer lien the possession rights to lenders to gain real property loan until debt repayment. After repayment, they get full possession of the property as per the standard regulations.

In order for the manufactured home for sale to be classified as a real property, they should be assembled on a buyer owned land. Being a buyer, you could make a case for either type of loan based on your credit score accredited by the lending institute. Generally, the credit scores are three-digit scores given as per the repayment ability of the buyer.

How to Convert Your Manufactured Home into a Smart Home

How to Convert Your Manufactured Home into a Smart Home

Manufactured Housing
Smart Manufactured Home

Many homeowners now increasingly favor smart homes and their popularity has enabled many to incorporate such automated features into their new modular homes. Manufactured housing with its increased customization options is most suitable for adopting smart home features. Manufactured homes have immense scope for incorporating such features without the need for any major renovations. Here are some ways by which you can convert your manufactured home into a smart home.

WiFi Extensions

The presence of good Wi-Fi connectivity is the notable feature of an automated home. In manufactured housing, the normal Wi-Fi can be extended with the usage of a power line-networking plug. This directly fits into any power sockets in your home. To install this, insert the Ethernet cable from the router output port into the connector on the networking plug and connect the device to any power socket inside the home. This will effectively increase the signal strength throughout the home.

USB Power Outlet

USB power outlets are essential inclusions that can readily convert the best manufactured homes into a smart home. Such outlets allow for directly charging of devices like smartphones and tablets. To install them, you can either replace the entire power socket or go for a USB adapter that plugs into any standard power outlet.

Programmable Thermostats

Programmable thermostats are the key feature of an automated home and can be easily incorporated into a manufactured home. A standard programmable thermostat, although generally priced less, offers altering of the basic settings. Advanced models have imnproved features like WiFi support that allows remote controlling of the settings from any device like smartphone or tablet.

Smart Locks

Smart locks feature keyless locking and unlocking of the exit and entry points of a home. Adding keyless locks are easy in manufactured homes since many manufacturers offer systems that range from basic to advanced models. Advanced systems support Wi-Fi that enables users to remotely control the locks from a smartphone or tablet.

Automatic Lighting

Lighting systems nowadays come with smart features that enable automatic switching along with a significant reduction in energy consumption. Incorporating smart lighting into your manufactured home allows you to control the switching of the lights as well as their dimming and color. Advanced smart lights also support Wi-Fi that enables wireless control through any digital device.

A Beginner’s Guide to Reverse Mortgage for Manufactured Houses

A Beginner’s Guide to Reverse Mortgage for Manufactured Houses

Best Manufactured Homes
Mortgage for Manufactured Houses

It is true that many manufactured homeowners have no clue on what is a “reverse mortgage” even though they have heard the term several times. However, if you were ready to do a little bit of research, then you would be easily able to know what a reverse mortgage is and how they can be beneficial to the homeowners.

A reverse mortgage can be simply defined as a loan that is available to homeowners above 62 years of age. This loan allows these seniors to take equity in their manufactured home and to turn them into cash payments. Note that reverse mortgages are also known as Home Equity Conversion Mortgage (HECM).

One of the major perks of acquiring a reverse mortgage for manufactured houses is that the borrower will not have to repay the loan until he/she vacates or sells the home to another person. Reverse mortgages are one of the most popular and arguably the best choice for seniors with limited income who need assistance in paying the cost for health care services or help in covering their basic living expenses.

However, many seniors wonder whether reverse mortgages are a scam. Yet you must take note of the fact that reverse mortgages are actually a legitimate product that is offered by reputed banks and other lending institutions. In fact, such banks and lending institutions follow a number of regulations and rules in each reverse mortgage agreement.

Besides that, the manufactured homeowner will also have to meet several requirements and inspections for qualifying for a reverse mortgage. The Department of Housing and Urban Development (HUD), The Federal Housing Administration (FHA), and the moneylenders – all have their own specific set of rules and requirements, which you will have to meet for getting a reverse mortgage for your manufactured home. This implies that you will have to convince three different entities for acquiring a reverse mortgage for your home.

The Home Equity Conversion Mortgage Program (HECM) has put forward a general list of requirements that manufactured homeowners will have to meet for getting a reverse mortgage. Some of the requirements to become eligible for a manufactured home reverse mortgage are as follows.

  • Your manufactured home should have a HUD seal that is affixed on the exterior of the home.
  • Your manufactured house should be built after January 01, 1990.
  • It should be in its originally installed location.
  • It should have a minimum floor area of 800 square-feet
  • You must be the owner of the land where your home rests.
How to Add More Value to Manufactured Homes

How to Add More Value to Manufactured Homes

Manufactured Housing
Manufactured Homes Value

Manufactured homes are one of the most convenient and affordable housing choices available to us. These homes are self-sufficient, eco-friendly, faster to build and a lot cheaper than conventional site-built homes. However, many people wonder if they will be able to buy a manufactured home and resell it for a profit without doing any repairs on it.

The short answer to this question is “yes” but if you are ready to do some or all of the repairs, then there are more chances for you to earn profit while selling the manufactured housing structure. If you are willing to make the repairs, then here are a few tips, which will help you add more value to the newly purchased manufactured home.

Make Improvements

Let us assume that you have purchased an older manufactured home, which is in need of repairs. Performing the repairs on this home will help you to put up a higher retail price on the house once you finish the repairs. You could also repaint the house and make improvements, as it will also help to raise the value of your manufactured home.

Move Your Home to a More Desirable Location

If the cost of moving your manufactured home to another location fits in your budget, then do not hesitate to move your manufactured home. This is because moving your manufactured home to a neighborhood that is filled with manufactured homes will help to boost the value of your home.

Add More Homes to the Land

If your manufactured home is located on your land, then adding other manufactured homes to this piece of land will significantly increase the value of your manufactured home. However, you will have to make sure that the land has enough space to accommodate more homes.

Sell Via Payments

Banks and lending institutions may refuse to finance some homebuyers who are looking to buy manufactured homes as they might be looking to buy the homes through monthly payments. Selling your home for monthly payments will attract more buyers to your home and it might help you to acquire a better deal.

Find and Purchase Mobile Home below Retail Price

If you keep a close eye on the housing market, you might be able to buy a manufactured home for a cheap price. Make a few investments to improve the look of the house and do a few repairs. This will help you earn a big profit when you are selling the manufactured housing structure.

Incorporating Contemporary Design into Manufactured Home Living Room

Incorporating Contemporary Design into Manufactured Home Living Room

Manufactured Home For Sale
Manufactured Home Design

The increased customization features of manufactured homes offer numerous benefits in the design of its interior spaces. In manufactured homes, the living rooms serve as the ideal space for including any interior design concepts. This is due to its increased spaciousness than other parts of the home. In addition, living rooms are the key places of attraction in a home, which makes it necessary to have a good interior design feature in that space.

Contemporary and modern are the two key design trends utilized nowadays in the housing industry. Both these styles differ in their basic features like shape, texture, and color, but strictly follow the rules of simplicity and minimalism. The contemporary design uses bolder colors, curves, and many reflective surfaces that make it ideal for creating a living room in a manufactured home.

In addition, the modern design features can also be mixed with the contemporary style on a budget in manufactured homes. This will enable in creating a living room that blends the two styles seamlessly, which makes it aesthetically far more pleasing while offering the best living experience possible. The following are some tips in using contemporary and modern design styles for the living room of your manufactured home.

Bolder Colors

Generally, living rooms are covered in more of natural colors. This neutrality in colors will assist in effectively pairing it with the rest of the aspects of a living room like furniture and carpets. To incorporate a fusion of contemporary and modern designs, go for bolder colors and pair it accordingly with bright accents for the pillows and blankets.

Metallic Furnishings

Exposed metals are a key design element used for making a contemporary living room. Metal chairs, coffee tables, and wall pieces serve the purpose well, and selecting the right one for your home is entirely dependent on the chosen color scheme. Using stainless steel appliances and utensils in the kitchen and minimalist metallic furnishings will truly incorporate the contemporary design styles into your home.

Reflective Pieces and Scandinavian Furniture

The addition of reflective pieces can provide a look of modernity into your home. Mirrors and chrome lamps need to be positioned accurately for getting the best results. For more than one piece, position them on the opposite ends of a wall to bounce light effectively around the room.

Scandinavian furniture is another innovative way to incorporate modernity into the home. Their features of lighter wood tones, thin legs, and contrasting colors serve well to the aesthetic feature of the interiors.

Key Benefits of Manufactured Homes for Retirees

Key Benefits of Manufactured Homes for Retirees

Best Manufactured Homes
Manufactured Homes for Retirees

Manufactured homes have become the number one choice of housing for many people across the world. Manufactured homes offer many benefits like affordability, faster construction, and sustainability, which have enabled potential buyers in selecting them over conventional housing.

Nowadays, retirees comprise the major portion of potential buyers opting for manufactured homes. Apparently, the numerous benefits offered by such homes to families are also extended to those nearing their retirement age.

Manufactured homes are the perfect way to live for retirees. Many of the homebuilders have come up with housing and floor plans that can accommodate the requirements of any retired individual. The following are some of the key benefits provided by manufactured homes for retirees.

Space Requirements

One of the most significant benefits of selecting a manufactured home is the ability to construct the home the way the homeowner wants. This is especially in regards to the space requirements of the retirees. Most of them have different needs related to the home. Some retirees are comfortable with cozy spaces that offer much simplicity in living, while other needs spacious interiors to accommodate easy movement and living.

Every home manufacturer can accommodate the specific requirements of retirees by offering increased customization options. This enables in easily picking out the right kind of home that fits the living requirement of any retiree.

Affordability for Retirement Income

Affordability is one of the major advantages of a manufactured home. This is attributed to its factory built construction that minimizes any of the extra costs, unlike a conventional site-built home. The lower costs involved in living and maintaining manufactured homes make it ideal for retirees who rely mainly on their fixed retirement income.

In addition to that, most manufactured homebuilders offer increased accuracy in the construction for maximizing the insulation, thereby increasing the energy efficiency. Most of the homes come with many energy efficiency certifications like Energy Star and EnerGmiser that can aid in saving costs in the monthly utility bills.

Placed Anywhere

Manufactured homes offer the flexibility in choosing the preferred location site for placement of the home. For retirees, manufactured homes can be placed anywhere according to their liking, be it their own lot, a mobile home park, or any other site. In addition, most manufacturers offer retirees with the option to choose many ready-to-move-in homes and even a perfect community for placing the home.

Common Misconceptions about Manufactured Homes

Common Misconceptions about Manufactured Homes

Manufactured Housing
Manufactured Homes Myths

Manufactured homes have completely altered the housing industry around the world. It has become the preferred housing alternative for many low-income homebuyers. This is due to the many benefits they offer to the buyer like lower costs, quicker factory-built construction, and durability. However, there are many misconceptions associated with the concept of manufactured housing that prevents many buyers from choosing to buy one. Given below are some of the common misconceptions about manufactured homes and the truth about them.

Look Alike

Identical looks and features are one of the most commonly misunderstood aspects of manufactured homes. Most buyers confuse such homes as cramped and devoid of comfortable spaces, unlike a traditional home. However, this is false as manufactured homes present itself a wide range of customization options in regards to its aesthetics and functionality.

All manufactured home builders offer a diverse collection of floor plans and other prominent customization options like roofing, kitchen cabinets, bathroom additions, etc. Relying on a manufactured housing option will provide the customers in choosing their preferred features, plan, and location to cater to their various living needs and lifestyle.

Poor Quality and Lack of Safety

Poor quality in construction is a highly misunderstood fact regarding manufactured homes. This is untrue, as all manufactured homes are built using the same construction materials as that employed in conventional homes. Furthermore, the factory-built construction of manufactured homes offers more quality and finish than what we get with a site-built home. In addition, the construction of manufactured homes is strictly regulated by the US Department of Housing and Urban Development.

In regards to the safety considerations, the construction of such homes abides by Manufactured Home Construction and Safety Standards. These regulations involve ensuring certain construction, durability, quality, energy efficiency, design, and many other performance standards.

Less Energy Efficient

Lack of energy efficiency is another thing that is clearly misunderstood about manufactured homes. However, this is untrue as well, since most of the modern manufactured houses allow for increased retrofitting, remodeling, and design for ensuring better energy efficiency than conventional homes. In addition to that, most manufactured home builders and installers have certified Energy Star ratings in their products for improved energy efficiency of these homes.

Value Reduction

Most buyers have wrong assumptions about the decreasing value of manufactured homes in resale. However, it is proven by many studies that such decrease or increase of a manufactured home is dependent on the same factors that affect the market value of conventional homes.

Explaining the Price Estimates of Modular Homes

Explaining the Price Estimates of Modular Homes

Manufactured Home For Sale
Modular Homes Price

While buying modular homes, some of the builders actually quote the base price. When the manufacturer says, “let us start” what he may refer to is “I am still negotiating.” There are many bricks and layers in matters of pricing for the best manufactured homes. Let us explore each one of them and analyze how the final prices are arrived at.

The Base Price Estimate

The base price refers to the price mentioned in the starting stage of making a modular home. Some companies actually tinker with the blueprint for convenience, although you could still make the added space into a living area. Without the foundations, no one can bring home the concept of living together. Talk and negotiate with the builder at the start itself.

Custom Price Estimate

Except for the possible tinkering, there is not much to differentiate the base price from the custom price. We derive such estimates when possible upgrades happen after the manufacturing process. Most modular homes have certain clauses, especially those build in a posh area. The estimate would include the work done at the factory with the additional charges.

Delivery Price Estimate

Some builders may claim a cost of $80 at the initial stage, but you must still seek for clarification. Jokes apart, how much could be the delivery cost is nobody’s guess. You need not tax your brain in this respect for delivery cost means the additional charges being laid for the fastening work only. Since the modular homes are portable; you might incur these on a need basis.

The Finished Price Estimate

Sometimes the customers ask for an additional construction of a front porch. The costs incurred for the finishing work takes into account all that to have quoted above. After you get the detailed quote from your general contractor, make the right queries to know whether the final one would incur any changes. In most cases, the blueprint and the detailed quote varies but not the final estimate.

When buying the manufactured home for sale, such elaborate pricing breakdowns are not involved. In either case, it is virtually impossible to know the exact total price; the one including the land taxes and the permit taxes.