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Securing Finance for a Manufactured Home Improvement Project

Securing Finance for a Manufactured Home Improvement Project

Manufactured Houses
Manufactured Home Improvement Project

Securing finance for a manufactured home repair or renovation project can be a bit difficult and tricky task. If you are living in an old manufactured house, you will probably need to make repairs to the house to make it a bit more attractive and to fix damages. However, if you are planning to sell your old mobile home in the near future, then securing finance for repairing the house is not a good idea.

Having a proper knowledge on the various manufactured home financing options is necessary, as it will give you an idea on how to acquire finance for manufactured home repairs. So, consult with a few manufacturers and some manufactured homeowners, as it will help you understand about manufactured home financing options.

Some of the credit unions in the country often provide competitive financing for manufactured home repair in the form of personal loans and equity loans. However, credit unions may sometimes add the vehicle you own as a lien for securing the loan on manufactured houses.

Some other popular sources of financing are personal loans from your family members, friends, or equity loans. In addition, you could also seek help of your own personal bank and request them to finance your manufactured home improvement project. If you are a person with a good credit score, then acquiring a loan from financial institutions will be a simple task.

Several expert manufactured homebuilders advise their customers to look for the best interest rate when they are trying to secure finance for manufactured houses improvement project. Additionally, homeowners should also try not to settle for an enormously high, long-term interest rate loan. This is because most old manufactured homes fail to retain their value as much as conventional site-built homes, meaning that paying back a huge amount to your financial institution is a bad idea.

However, manufactured home improvement projects that include updating the bathroom or kitchen, adding porches or patios, replacing the flooring, wall covering, and paneling can help to raise the resale value of your home significantly. This will help you get a better deal when you are selling the house.

Theft Prevention in Manufactured Houses

Theft Prevention in Manufactured Houses

Manufactured Housing
Manufactured House Security

One of the simplest ways to prevent burglary in your manufactured housing is to properly lock the windows and doors of the house when you are away. However, standard door locks such as the key-in-the-knob spring bolt locks might not be powerful enough to prevent the entry of burglars into your manufactured houses.

Your best bet for a door lock is certainly a single cylinder dead bolt lock. These types of door locks are usually backed up with a strong reinforcing strike plate that is fixed with three-inch screws. However, you should also take note of the fact that the thickness of the deadbolt should be at least one inch.

Sliding patio windows and doors present a unique security challenge to most burglars. Placing a pipe or dowel in the slider track might be also useful but they are not perfect, as cunning burglars will have the skill to easily bypass them by simply lifting the windows and doors out of its side channels. You can efficiently prevent the issue by tightening the adjustment screws.

In addition to that, make sure to lock your storage sheds or garage, which is located on the property, particularly if there are any ladders or tools inside them. You should also consider using a quality deadbolt lock too, as it will significantly reduce the chances of a break-in.

Investing in a reliable home security system is also a great choice since they will instantly update you when something abnormal happens inside your manufactured homes. You will be easily able to find a cheap home security system without much research. Additionally, you may also invest in a few security alarm systems, as they will also come in handy in the events of a break in.

Below are a few things that you should do when you will be away from your manufactured home for a week or more because this will make your home look occupied even when no one is inside it.

  • Ask a trusted neighbor or friend to pick up your newspapers and mails
  • Hire someone to shovel snow or mow your lawn
  • Request a neighbor to park their car in your driveway
  • Try not to broadcast your absence
  • Make sure to turn the ringer of your landline down or off
Frequently Asked Questions in Prefab Home Construction

Frequently Asked Questions in Prefab Home Construction

Prefab Housing
Prefab Home Construction

Homebuilders get many frequent queries from buyers regarding prefab housing. Answering these frequently asked questions can help builders keep themselves updated on consumer preferences relating to prefab housing. The following are some of the frequently asked questions on prefabricated house design and other details.

What Role Does a Designer Fulfill in Prefab

Designers understand that concepts can be tweaked in any whichever way the homeowners want. Contemporary prefab housing methods include buildings blocks and hybrid homes which use both stick-built and panelized construction. It is ultimately the skill of a designer to draw according to specs of the buyer.

Can a Prefab Home Customized

Builders realize that resale value of custom built prefabricated houses increase with time. Assembly modules are created to utmost perfection within a factory, following talks on area and layout with homeowners. The enforced HUD codes give a template to work on for the builder.

Is the Speed of Construction Any Different to Conventional Homes

Builders, best of them, could easily conceive prefabricated houses from the factory in about 5 days! Getting the factory up and running before construction is the only difficulty thing for them. Construction speed of prefabricated houses is much more than that, of conventional site built homes.

Is the Criticism on Modular Homes Boring

Yup! Most critics of modular construction do not take into account the types of attractive prefab homes. Some of the contemporary types include eco prefab home, building blocks, and the much sought after prefab tiny home. What is boring in a creative work?

Are Prefab Homes Movable

The process of finding a builder, assessing demonstrations and negotiating price follows a routine even in conventional home building. The only thing that separates the conventional stick-built homes with prefabricated houses is the latter’s module customizations. Both are static buildings, prefabs more customized, but not movable.

What are the Quality Checks in Prefab Housing

Prefab modules are built as per strict regulations to ensure building quality and to enable easy transportation. Modules and panels are permanently fixed on a property using fastening bolts. Unlike conventional homes, prefabricated houses avoid redundant framework, which adds up to unwanted square feet.

The modules which could be transported from the factory to assembly site have certain space limitations. The maximum a builder could transport is modules 14 to 16 feet wide and 64 to 75 feet long which again depends on the regulations. How long is your new prefab home?

Safety Tips for Manufactured Houses

Safety Tips for Manufactured Houses

Manufactured Houses
Manufactured Houses Safety Tips

Many American citizens have started to choose manufactured housing over all other types of housing because of the comfort and convenience offered by these structures. If you are planning to build manufactured houses or if you are planning to invest in these factory-build structures, then you should have a good knowledge about the construction process of manufactured houses.

Consulting with experienced manufactured homebuilders will certainly help you to get an idea of the construction process and it will probably help you discover more about them. The next thing that you should know is to how to eliminate the chances of fire and tornado accidents in these structures. Below are a few fire, CO2, tornado, and high wind safety tips that will protect your home from these dangerous natural hazards.

Fire and CO2 Safety Tips

Install Carbon Monoxide and Smoke Detectors

Manufactured homebuilders advise their customers to install reliable and efficient carbon dioxide and smoke detectors at their home. They also insist homeowners to keep the alarms on each end of their home. Homeowners will also have to ensure whether they are working properly or not every 6 months.

Buy Fire Extinguishers

Make sure to buy at least two fire extinguishers and always keep them inside your manufactured home. You can keep one of them in your kitchen and the other one in your mechanical room. In addition to that, you should also use fire retardants, as they will help you to prevent the spreading of the fire when there happens to be a fire accident in your home.

Tornado/High Wind Safety Tips

Follow Instructions

The first and most important thing to do after building a manufactured house is to confirm whether the house is installed according to the local and state regulations as well as per the manufacturer’s instructions. If your home is not installed according to the regulations and instructions, immediately consult with your manufacturer and take necessary steps to resolve the issue.

Monitor Weather Reports

If you are living in an area that receives high wind, then keep a close look on the weather variations and know the difference between a warning and a watch. In addition to that, you should also purchase additional tie downs, as it will offer more security to your home. Consult with your local contractor to get more information on tornado/high wind safety tips.

Simple Remodeling Projects for Manufactured Housing

Simple Remodeling Projects for Manufactured Housing

Best Manufactured Homes
Remodeling Manufactured Housing

If you are planning to remodel your manufactured home, then you should note the fact that any home remodeling project should increase the equity and improve the quality of home. This means that you will have to choose the remodeling plans carefully and efficiently. So, consult with a local contractor and ask for a few remodeling suggestions that will increase the value of your manufactured home.

Note that if your home is more than a 10 years old, then you should initially conduct a thorough inspection of your manufactured housing before starting the remodeling project. If you find out that your manufactured home might not be able to withstand the remodeling, then it would be wiser to buy any of the best manufactured homes for sale rather than remodeling your old home. However, if everything is OK, then here are a few simple budget-friendly manufactured homes remodeling projects that will bring a fresh look to your home.

Doors and Windows

Replacing the older and ugly doors of your older manufactured home with fresh and attractive ones will instantly make your home look a lot more appealing to your neighbors and visitors. Moreover, it will also increase the function and aesthetics of your manufactured home and reduce the heating costs.

Vinyl Siding

Many manufactured home manufacturers in the country advise their clients to choose vinyl siding over other types of sidings when they are remodeling their house. This is because vinyl siding instantly transforms the look of your manufactured home and also cuts down the cooling and heating costs of your home.

Roofing

Replacing the shingles of your older manufactured home or installing a new roof over will help you to increase the resale value of your home, particularly if the manufactured housing structure is 5 years or more old. In fact, you will be able to do a roof-over even without making a huge payment.

Bathroom Update

Remodeling the bathroom of your manufactured home is quite similar to a manufactured home kitchen remodeling project, If you are running low on budget, then we highly recommend you to not make any structural upgrades. Many expert manufactured home remodeling contractors claim that even the most simple and basic kitchen remodeling results in a 70% return on investment.

Decking

Adding a covered porch or deck to your old manufactured home will increase the living space in your home, which is a valuable thing for all smaller homes in the country. In addition to that, it will also increase the resale value of your home and allow you to grab a better deal when you are selling the house.

Tips for Moving into a Manufactured House

Tips for Moving into a Manufactured House

Best Manufactured Homes
Best Manufactured Homes

The increase in the real estate process across the country has urged many homebuyers to choose manufactured houses over other housing options. Manufactured houses offer all the comforts of a conventional site-built home at a cheaper price. Another added advantage of buying a manufactured home is that you will be able to customize the house according to your needs and desires.

In addition to that, you also enjoy the luxury of installing a number of eco-friendly and energy efficient upgrades to your manufactured house to reduce the heating costs. Below are a few efficient tips for moving into a newly purchased manufactured home.

Shop Around

Many first-time homebuyers have a misconception that a manufactured or mobile house is just a trailer. Nonetheless, the reality is that the best manufactured homes come in a variety of sizes, shapes, and levels of luxury. This means that you will be able to find the right manufactured home for you and your family to live in without much research. However, make sure to shop around for manufactured homes, as it will help you to acquire a better home for a better deal.

Where to Live

You will have to find a place or site to install the house if you are buying a manufactured home. There are three options available to you. You can rent a lot, buy a lot, or become a part of a mobile home community or park. Installing your manufactured home in a community or a park that is filled with factory-built homes will certainly boost the resale value of your home. On the other hand, placing it in your own land will save you the rental expenses. So choose wisely.

Get Insured

Ensure that the manufactured home you are planning to buy is protected beyond the warranty of the manufacturer. This can be simply done by making an investment in manufactured home insurance. Below are three major types of manufactured home protection that you should look for.

  • Coverage of fire, water, and wind damage.
  • Theft of the belongings in your manufactured home.
  • Liability for personal injury.

Even though manufactured home insurance coverage is like standard household insurance, they are a bit more expensive. Look out for real estate agents who sell insurance as a part of packages to get the best deal in this scenario.

Importance of Inspections in Mobile Home Installation

Importance of Inspections in Mobile Home Installation

Best Manufactured Homes
Mobile Home Installation

Are you planning to relocate your manufactured house? If so, note that there are a few standard inspections, which you need to conduct before and after the installation of a manufactured housing structure. Read on to understand the details of these inspections.

Site Preparation Inspection

This inspection should be done before moving the manufacture home to the property. This inspection will help to ensure that the home installation site is prepared well, as a properly prepared lot is very much necessary before starting the installation of the foundation and anchoring systems of the home.

It should be ensured during the inspection that the area beneath the manufactured housing is well drained. This is important to ensure long-term structural integrity of the home. The installation site should be crowned and grades to avoid moisture accumulation under the manufactured home. In addition, a two percent slope should be provided to offer proper drainage. If it is impossible to provide slope, approved drainage systems can be used.

Rough Inspection

This inspection concentrates on the home installation, electrical, plumbing, and HVAC systems of the manufactured home. This inspection ensures that the manufactured home is installed properly on the site, with necessary piers and tie downs, as per the instruction manual of the home manufacturer. All electrical, plumbing, heating and cooling systems will be checked for their material quality and installation under this inspection. All appliances and parts that are installed by the owner will also be inspected by the same standards as professional installations.

Final Inspection

This inspection will be done once the installation of the manufactured home is completed with all building service equipments, porches, decks, steps, etc. The permanent enclosures and skirting of the home will also be inspected to ensure that these are made of material that is suitable for exposure to elements and contact with soil. The permanent perimeter enclosure of the home should be made of materials used in regular foundation construction.

The inspection will ensure that the skirting of the home is installed as per the installation instructions of the home manufacturers. It will also ensure that the skirting is properly secured to minimize vibrations, assure stability, decrease susceptibility to wind damages, and to compensate for chances of frost heave.

Important Tips for Appraising a Manufactured Home

Important Tips for Appraising a Manufactured Home

Manufactured Houses
Appraising Manufactured Home

The manufactured housing industry has witnessed tremendous growth in the US with over 17 million citizens preferring them for living. Their benefits like low costs, faster construction, and energy efficiency has contributed to their increasing favor among many.

The process of selling and buying manufactured homes has become entirely different now with the setting up of many new rules and regulations. Home manufacturers have adopted new policies that govern the pricing and selling of manufactured homes along with numerous Federal and state laws.

The appraisal process is highly important when considering manufactured homes for living. However, after inhabiting the home, the appraisal process does not include the standardized forms and procedures involved. The process of appraising a manufactured home is done using many other methods. The following are some tips to accurately determine the value of a manufactured home.

Assess the Location

One of the major factors that affect the value of a manufactured home is its location. The value will become higher if the home is located on its own land than on a leased land. It is also worth noting that the value of site-built homes located on a leased land will decrease over time. For homes without land, the amount of this decrease in value is about five percent a year.

When assessing the location, the area around the manufactured home location needs equal consideration. In addition, a growing community or neighborhood location facilitates an increase in the value of the home.

Condition of the Home

The general condition of the home can cause an increase or decrease in the value of manufactured homes. Other factors like aesthetic looks, functionality enhancements, and housing demands in the area also contribute to the value of the home.

The value is significantly higher for a home maintained in good condition than a home needing any major external and interior repairs and remodeling works. For homes located in a community, the conditions of the surrounding homes should be taken into account as well.

Comparing the Home

Another way to determine the value of a manufactured home is by comparing it to other homes that have the same characteristics of size, condition, and location. Do a quick comparison of surrounding manufactured homes to analyze whether they are put up for sale or if the homeowner has set a value. Online housing resources and contacting home community managers is the best way to obtain more information related to the status of the homes.

Design Tips for Making Modular Home Interiors Appear Larger

Design Tips for Making Modular Home Interiors Appear Larger

Prefab Housing
Modular Home Interiors

The demand for modular homes is ever increasing with more and more homeowners opting for this housing option rather than conventional homes. Modular homes offer many advantages to the buyer in terms of quality and durability. Built in the controlled environment of a factory setting, modular homes are much quicker in setting up at the desired location site. Their easy customization options can cater to the preferences of a wide range of customers. Besides, the look and construction of modular homes the other major aspect is the interiors. The innovative methods employed in their construction makes the interior highly comfortable spaces for living.

Most modular homes come with floor plans that range from 2000 to 3000 square feet. This is sufficient for most homeowners to move freely across and in comfort. However, there are methods in making the interiors of modular homes appear larger. When carefully applied, it can create an illusion that the interiors of the home are quite spacious than it ought to be. It is also a great way to enhancing the appeal of the interior spaces of modular homes. The following are some tips for creating the appearance of larger interior spaces in a modular home.

Using Mirrors

Mirrors are the ideal way to create the illusion of a larger space in the interiors. When in the process of decorating a modular home, it is wise to consider the use of mirrors in enhancing the space. Investing in many reflective surfaces like glass-top tables and mirrored cabinet doors further add up to create a sense of more area in the interiors.

Creative Use of Space

A systematic and creative way of utilizing the spaces is an excellent way to save space. Optimizing the vertical spaces and careful allocation of small spaces is vital for maximizing the usage. Pots can be hung down from the ceiling and shelves be made to accommodate more of the things.

Optical Illusions

Optical illusion inducing patterns like stripes when incorporated into the flooring of the interiors will drastically alter the sense of area in the interiors. In addition, opting for furniture that matches in shades of the wall color will create the appearance of lesser space usage.

Lighting

The lighting plays a huge role in conveying a sense of spaciousness in the interior spaces. The addition of many lights and fixtures will make the room appear evenly lit and bright.

Installing Skirting to Mobile Homes

Installing Skirting to Mobile Homes

Prefabricated Houses
Skirting for Mobile Homes

Skirting is a necessary thing for mobile homes. Installing skirting will help hide the structural elements, offer barrier to the water and drainage pipes, and protect them from freezing. It will also help to retain heat inside the house in winter, protect the home from rodents and animals, and offer a finished look to the home.

In addition, installing skirting for the mobile home can help maintain average temperature under the house. Preventing the hot summer sun, cold breeze, and extreme temperatures from entering under manufactured houses will help you save on heating and cooling charges. Besides that, manufactured home skirting can be a great storage space for the seasonal stuffs like holiday decors, weed eaters, and lawn mowers. In fact, in most parts of the United States, it is law to install skirting for mobile homes.

Different kinds of materials are used to skirt mobile homes. The materials include stucco, brick, tin, cinder block, plywood, hardy board, vinyl, and faux rock are just some of the materials that are used to offer skirting for mobile homes. Read below to understand on choosing the best option for your mobile home skirting.

How Much Skirting your Home Needs

Regardless of the type of skirting that is to be used, you will need to find out how much skirting your mobile home need. To do this, you will need to find out the linear footage of the home.

To find the linear footage, you will need to add the length and width dimensions of all the four sides of the mobile home. If your home has any additions or car porches, ensure that you add the measurements to the final figure.

You need to include only the visible sides of the home while taking measurements. The end amount will be the quantity of skirting that you will need. You will also have to purchase the boarding, channeling, and footing for the skirting. If you are planning to use vinyl skirting, then you will need to but the top, back and the ground tracks.

Height between Ground and Home

Having this measurement will help you find how much material you will need to cover the sides of the home. You will have to measure from the ground to about two inches above the bottom of the home, as it will be a smart idea to add some extra to the measures.

After measuring the four corners, move to the middle of the length of the home and measure. Do this both on the front and on the back of the house. Now you can add all the measurements and divide it by the number of times you have taken the measurement. This will give you the average height of your mobile home. Linear footage and average height will help you find the amount of skirting required by the home.