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Advantages of Using Insulated Vinyl Windows in Manufactured Homes

Advantages of Using Insulated Vinyl Windows in Manufactured Homes

Best Manufactured Homes
Insulated Vinyl Windows

The best manufactured homes these days make use of many techniques to improve the overall energy efficiency of the home to cut down the utility bills. Both manufactured and site-built homes are made making use of the same type of building materials, but they differ a lot in the building process. Yet again, manufacturers and builders use branded materials in the construction process, mainly for flooring and finishing, in both.

Homebuilders offer manufactured home windows in materials like vinyl, fiberglass, wood, glass, etc, whereas site-built homes use vinyl as the standard material for windows. In fact, vinyl insulated windows are the trending option in manufactured home windows these days. Below are some of the biggest advantages of using vinyl-insulated windows in manufactured homes.

The Most Noted Advantages

Using vinyl windows with double pane can help you increase the insulation of your home further to decrease the energy usage. Experts in home construction industry say that using double pane single hung vinyl windows can help improve the energy efficiency of the home rather than using the double hung models, as the window will not have many positions to let the air in and out.

There are many advantages like resistance to impact, condensation, and loss of heat while you use vinyl-insulated windows in new manufactured homes. In addition, vinyl material is very much durable and needs only very little maintenance in long run. Some of the popular home manufacturers also offer Argon gas and Low-E options in vinyl windows, as both these options help to decrease the amount of Ultra Violet rays entering the home by improving the insulating power of the window. This will not only offer protection to your family from the harmful sunrays but also prevent the curtain drapes and other fabric used to decorate the home from becoming dull.

Insulated vinyl windows are also available with varying design pressure levels to allow placement of the home in wind zones. If you are planning to place your new manufactured home in a high wind zone, then you might have to reinforce the insulated vinyl window of the home with aluminum, depending on the building code of the area.

Double pane insulated vinyl windows can be a great option for you, if you are looking for energy efficient window option for your mobile or manufactured homes that can help you reduce the heating and cooling charges of the home.

Helpful Tips in Enhancing the Décor of Mobile Homes

Helpful Tips in Enhancing the Décor of Mobile Homes

Manufactured Housing
Enhancing Mobile Homes Décor

Manufactured housing has become the preferred choice of living among many of us. They offer more facilities and comfort than conventional homes while also providing increased customization options. The affordable nature of manufactured houses presents a more simplified way of living to the inhabitants. This simple living option can be further enhanced by incorporating several styling and décor elements in the home. This will make the home aesthetically more pleasing while also improving the comfort levels offered to the inhabitants. Described below are few tips to enhance the décor of your mobile home.

Painting

Normally mobile houses come with built-in paneled walls. These panels can be dark and may reflect light poorly to make the interiors appear dim. Painting is the most preferred way to enhance the interior spaces of a mobile home. Using light colors, preferably white will help offer better reflectivity, as the light will bounce through the walls to provide a diffused and even lighting inside the home.

Choosing other colors can significantly alter the ambiance of the interior spaces. Green and reds are the preferred colors to enrich the interiors truly. When opting colors to paint your manufactured housing, do a proper research beforehand and go for the one that suits well with your taste.

Floor Treatment

Carpeting is usually installed on the floors of most of the mobile homes, which may make the overall flooring dull, at times. To improve the décor of your mobile home, you may consider removing the carpeting and replacing it with tiles or hardwood flooring. Such flooring options can offer a pleasing look and feel across interior space of the home.

Upholstery Updates

The other major element that will really assist in the beautification of the interiors of a mobile home is the upholstery. Placing them in the right way across the rooms can convey a unique sense of character while providing more comforts. While choosing upholstery, go for the plain and lighter colors as they can make the room to appear more spacious and bright. For curtains also, you may choose lighter colors over dark ones as it can help in conveying a sense of larger space.

Cabinets

Adding cabinets is another great way to enhance the look of the home. When selecting cabinets, you may go for the lightweight models that match perfectly with the rest of the décor. Cabinets made of wood like mahogany or oak will enrich the interior of the home along with offering added functionality.

Best Manufactured Homes Hinges on Credit Score

Best Manufactured Homes Hinges on Credit Score

Manufactured Home For Sale
Manufactured Homes Hinges

We know hinges are used on the best manufactured homes to ensure portability. Clearly understanding the overall financial terms and conditions would quicken the process of manufactured homes for sale. The property loans, for instance, are given based on whether buyers own the property or settle in as rented occupants.

Real Property Mortgages Specialties

Buyers owning the land seek a lump sum amount as down payment to buy the best manufactured homes. When approaching lenders, the homeowners must submit the requisite property certificate proving their ownership credentials. Real property mortgages are similar in amount and other lending conditions of a traditional home loan.

Personal Property Loans aka Chattel

The manufactured homes for sale are classified under National Automobiles Dealers Association. The thing that separates the chattel loans to the real property mortgage is the down payment and interest. Rented occupants managing a portion of the lump sum amount seek chattel loans for short term with curtailed interests.

What is With the Classification?

These classification methods are adopted by lenders mainly to satiate the financial needs of the respective buyers and in line with the construction cost. Some owned properties have a landscape, whereas skirting on walls usually goes into the making of all manufactured homes. The customizations would eventually determine the loan amount and the type of loan that buyers get.

When are Chattel Loans Preferred?

Chattel loans are preferred by builders mainly because they are secured by the manufactured home for sale. This is completely different from what happens in a traditional site built home. The buyer lien the possession rights to lenders to gain real property loan until debt repayment. After repayment, they get full possession of the property as per the standard regulations.

In order for the manufactured home for sale to be classified as a real property, they should be assembled on a buyer owned land. Being a buyer, you could make a case for either type of loan based on your credit score accredited by the lending institute. Generally, the credit scores are three-digit scores given as per the repayment ability of the buyer.

Tips for Moving into a Manufactured House

Tips for Moving into a Manufactured House

Best Manufactured Homes
Best Manufactured Homes

The increase in the real estate process across the country has urged many homebuyers to choose manufactured houses over other housing options. Manufactured houses offer all the comforts of a conventional site-built home at a cheaper price. Another added advantage of buying a manufactured home is that you will be able to customize the house according to your needs and desires.

In addition to that, you also enjoy the luxury of installing a number of eco-friendly and energy efficient upgrades to your manufactured house to reduce the heating costs. Below are a few efficient tips for moving into a newly purchased manufactured home.

Shop Around

Many first-time homebuyers have a misconception that a manufactured or mobile house is just a trailer. Nonetheless, the reality is that the best manufactured homes come in a variety of sizes, shapes, and levels of luxury. This means that you will be able to find the right manufactured home for you and your family to live in without much research. However, make sure to shop around for manufactured homes, as it will help you to acquire a better home for a better deal.

Where to Live

You will have to find a place or site to install the house if you are buying a manufactured home. There are three options available to you. You can rent a lot, buy a lot, or become a part of a mobile home community or park. Installing your manufactured home in a community or a park that is filled with factory-built homes will certainly boost the resale value of your home. On the other hand, placing it in your own land will save you the rental expenses. So choose wisely.

Get Insured

Ensure that the manufactured home you are planning to buy is protected beyond the warranty of the manufacturer. This can be simply done by making an investment in manufactured home insurance. Below are three major types of manufactured home protection that you should look for.

  • Coverage of fire, water, and wind damage.
  • Theft of the belongings in your manufactured home.
  • Liability for personal injury.

Even though manufactured home insurance coverage is like standard household insurance, they are a bit more expensive. Look out for real estate agents who sell insurance as a part of packages to get the best deal in this scenario.

Importance of Inspections in Mobile Home Installation

Importance of Inspections in Mobile Home Installation

Best Manufactured Homes
Mobile Home Installation

Are you planning to relocate your manufactured house? If so, note that there are a few standard inspections, which you need to conduct before and after the installation of a manufactured housing structure. Read on to understand the details of these inspections.

Site Preparation Inspection

This inspection should be done before moving the manufacture home to the property. This inspection will help to ensure that the home installation site is prepared well, as a properly prepared lot is very much necessary before starting the installation of the foundation and anchoring systems of the home.

It should be ensured during the inspection that the area beneath the manufactured housing is well drained. This is important to ensure long-term structural integrity of the home. The installation site should be crowned and grades to avoid moisture accumulation under the manufactured home. In addition, a two percent slope should be provided to offer proper drainage. If it is impossible to provide slope, approved drainage systems can be used.

Rough Inspection

This inspection concentrates on the home installation, electrical, plumbing, and HVAC systems of the manufactured home. This inspection ensures that the manufactured home is installed properly on the site, with necessary piers and tie downs, as per the instruction manual of the home manufacturer. All electrical, plumbing, heating and cooling systems will be checked for their material quality and installation under this inspection. All appliances and parts that are installed by the owner will also be inspected by the same standards as professional installations.

Final Inspection

This inspection will be done once the installation of the manufactured home is completed with all building service equipments, porches, decks, steps, etc. The permanent enclosures and skirting of the home will also be inspected to ensure that these are made of material that is suitable for exposure to elements and contact with soil. The permanent perimeter enclosure of the home should be made of materials used in regular foundation construction.

The inspection will ensure that the skirting of the home is installed as per the installation instructions of the home manufacturers. It will also ensure that the skirting is properly secured to minimize vibrations, assure stability, decrease susceptibility to wind damages, and to compensate for chances of frost heave.

A Beginner’s Guide to Reverse Mortgage for Manufactured Houses

A Beginner’s Guide to Reverse Mortgage for Manufactured Houses

Best Manufactured Homes
Mortgage for Manufactured Houses

It is true that many manufactured homeowners have no clue on what is a “reverse mortgage” even though they have heard the term several times. However, if you were ready to do a little bit of research, then you would be easily able to know what a reverse mortgage is and how they can be beneficial to the homeowners.

A reverse mortgage can be simply defined as a loan that is available to homeowners above 62 years of age. This loan allows these seniors to take equity in their manufactured home and to turn them into cash payments. Note that reverse mortgages are also known as Home Equity Conversion Mortgage (HECM).

One of the major perks of acquiring a reverse mortgage for manufactured houses is that the borrower will not have to repay the loan until he/she vacates or sells the home to another person. Reverse mortgages are one of the most popular and arguably the best choice for seniors with limited income who need assistance in paying the cost for health care services or help in covering their basic living expenses.

However, many seniors wonder whether reverse mortgages are a scam. Yet you must take note of the fact that reverse mortgages are actually a legitimate product that is offered by reputed banks and other lending institutions. In fact, such banks and lending institutions follow a number of regulations and rules in each reverse mortgage agreement.

Besides that, the manufactured homeowner will also have to meet several requirements and inspections for qualifying for a reverse mortgage. The Department of Housing and Urban Development (HUD), The Federal Housing Administration (FHA), and the moneylenders – all have their own specific set of rules and requirements, which you will have to meet for getting a reverse mortgage for your manufactured home. This implies that you will have to convince three different entities for acquiring a reverse mortgage for your home.

The Home Equity Conversion Mortgage Program (HECM) has put forward a general list of requirements that manufactured homeowners will have to meet for getting a reverse mortgage. Some of the requirements to become eligible for a manufactured home reverse mortgage are as follows.

  • Your manufactured home should have a HUD seal that is affixed on the exterior of the home.
  • Your manufactured house should be built after January 01, 1990.
  • It should be in its originally installed location.
  • It should have a minimum floor area of 800 square-feet
  • You must be the owner of the land where your home rests.
How to Add More Value to Manufactured Homes

How to Add More Value to Manufactured Homes

Manufactured Housing
Manufactured Homes Value

Manufactured homes are one of the most convenient and affordable housing choices available to us. These homes are self-sufficient, eco-friendly, faster to build and a lot cheaper than conventional site-built homes. However, many people wonder if they will be able to buy a manufactured home and resell it for a profit without doing any repairs on it.

The short answer to this question is “yes” but if you are ready to do some or all of the repairs, then there are more chances for you to earn profit while selling the manufactured housing structure. If you are willing to make the repairs, then here are a few tips, which will help you add more value to the newly purchased manufactured home.

Make Improvements

Let us assume that you have purchased an older manufactured home, which is in need of repairs. Performing the repairs on this home will help you to put up a higher retail price on the house once you finish the repairs. You could also repaint the house and make improvements, as it will also help to raise the value of your manufactured home.

Move Your Home to a More Desirable Location

If the cost of moving your manufactured home to another location fits in your budget, then do not hesitate to move your manufactured home. This is because moving your manufactured home to a neighborhood that is filled with manufactured homes will help to boost the value of your home.

Add More Homes to the Land

If your manufactured home is located on your land, then adding other manufactured homes to this piece of land will significantly increase the value of your manufactured home. However, you will have to make sure that the land has enough space to accommodate more homes.

Sell Via Payments

Banks and lending institutions may refuse to finance some homebuyers who are looking to buy manufactured homes as they might be looking to buy the homes through monthly payments. Selling your home for monthly payments will attract more buyers to your home and it might help you to acquire a better deal.

Find and Purchase Mobile Home below Retail Price

If you keep a close eye on the housing market, you might be able to buy a manufactured home for a cheap price. Make a few investments to improve the look of the house and do a few repairs. This will help you earn a big profit when you are selling the manufactured housing structure.

Different Benefits of Custom Prefabricated Homes

Different Benefits of Custom Prefabricated Homes

Prefabricated Houses
Custom Prefabricated Homes

Building custom prefabricated homes have become the new trend among buyers. The custom prefab housing industry has recently witnessed a revival with many opting this housing option rather than going for traditional or pre-existing homes.

This general shift towards prefab houses reflects the many limitations and disadvantages of conventional homes. In fact, the limitations that underline the construction and maintenance of traditional homes are effectively solved in the technique of prefabrication.

Prefabrication involves assembling of the entire building component inside the controlled environment of a factory rather than the location site. This provides many benefits like quicker construction, affordability, customization, etc. Below are some of the many benefits of building a custom prefabricated home.

Energy Efficiency

Prefab homes allow for better energy efficiency when compared to traditional homes. It can accommodate many energy saving technologies in the home that aid in effectively implementing energy savings. For this, a variety of methods such as installing good quality windows, proper insulation, as well as alternative sources like solar are used.

As prefab homes are built in controlled environments of a factory, the materials used and the methods of construction further ensures minimal energy usage.

Customization

Prefab homes offer greater customization options on almost all aspects of the property. Many of the manufacturers offer the addition of appliances and features into the homes, which contributes to saving money in the end. The buyer can select all their preferences they want in their homes and the manufacturers will incorporate all the requirements into the home.

Costs

Affordability is one of the biggest benefits of building a prefab home. The factory construction ensures that all the additional and unnecessary costs involved in the process are eliminated. This is a great way to save the overall costs involved in the building process. Due to this, prefab houses are considerably inexpensive than building a traditional home.

Privacy

A custom-built tiny prefab house offers many means to maximize the privacy according to your requirements. The necessary additions for privacy are included by prefab home manufacturers upon the request of the client. There are also several ways to maximize other features like sufficient natural light without compromising the privacy.

Emotional Value

Prefab houses are definitely a worthy investment due to the amount of labor and planning utilized in the process. There is a certain amount of emotional value affixed to the whole process right from the start to the finish. Prefab homes offers the independence to build your home as per your needs and wants, which is certainly one of the major benefits of building one.

Why is Modular Home Construction Gaining Popularity

Why is Modular Home Construction Gaining Popularity

Prefabricated Houses
Construction of Modular Homes

Many of us think that a modular home and mobile home are the same and that both can be towed, but that is not true. Modular homes, also called as prefabricated houses or simply prefab homes, have pieces that are specially built in factories. These pieces or modules are then transported to the construction site where the pieces are joined together to make the home. The result will be a beautiful home that is not distinguishable with a conventional stick built home.

Advantages of Modular Home Construction

If you have worked on a building project, you will know how long it will take for the skeleton of the building to appear on site. Shortage of building materials, problems with the plans and weather issues can bring untimely delays in conventional home construction. This is where prefabricated houses hold the upper hand. Let us look into some of the greatest advantages of modular home construction.

Convenient and Fast

As the modules of the home are made in controlled environments, factors like weather and shortage of supplies will not delay the manufacturing process. In addition, as the manufacturing is done inside factories, the building materials will be protected from the effects of the natural elements.

Modular home manufacturers use state of the art technologies to speed up the process and make it more efficient. In fact, the factory manufacturing time is very short and the complete installation of the house with plumbing and electrical works can be finished in just three months. This means that modular home construction can offer you a home to live in less time than conventional home making.

Offer Energy Efficiency

Modular home construction does not just offer a convenient and quick solution to make homes, but also offer great energy efficiency. With ceiling insulations, top of the line walls, and argon filled glass windows, prefabricated houses offers numerous energy saving features. Additionally, modular home construction can be eco friendly, as there is minimal waste and disturbance to the surroundings in modular home construction.

Customization Possibilities

Choosing modular home construction does not mean that you only have one-size-fits-all solution. In reality, one of the main reasons why modular home construction is becoming much popular is the range of customization options and designs that are offered by this housing option. You can have your modular home tailored to meet your specific needs, such as adding a new room or even a floor to your modular home. That will not be a difficult task and the best part is the cost savings that you will get in modular home construction when compared to conventional home making.

Tips to Take Care of your Manufactured Home

Tips to Take Care of your Manufactured Home

Best Manufactured Homes
Care for Your Manufactured Homes

Manufactured homes are long lasting and durable, but just like any other homes, these structure also need regular maintenance and care to keep them in top shape. Timely fixes can avoid big issues and costly maintenances, and will help you keep the pristine look of your home unaltered for decades. Now you may have understood that caring and maintenance is very essential for manufactured homes.

There are a few simple things that you can do to ensure that your manufactured home continues to look awesome for years. Read ahead to know some important tips that will help you take care of your manufactured home easily.

Check around your Home

You should regularly inspect your manufactured home for any damages. It is good to make a habit of inspecting your home after a storm. Sometimes debris or hail can lead to mild damages to the roof or siding of your home, but it can be rectified easily if found in time. Besides that, a thorough check around the house after severe rain or harsh weather will help you to prevent any water damage to your home.

Check your Utility Bills

If you find that the utility bills for your manufactured home are much higher than the normal charges, it can be an indication that something is wrong with the cooling or heating system of the house. It is a good idea to maintain the cooling or heating system of the home, as this will help you save lots of money on the utility bills. Make sure that you have scheduled regular annual maintenance checkups with a local business for the heating and cooling systems of your home.

Keep your Home Clean

A simple way to maintain your manufactured home is to prevent dirt and debris from building up. Do not allow dust and dirt to build up on the outside or inside of your home. Debris can collect moisture like a sponge and this will lead to areas of water damage over the course of time. This is why it is important to clear off leaves, mud, and other natural waste from the surroundings of your manufactured home in order to keep it looking great and beautiful.